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Bad Credit Credit Cards.

Do you have less than perfect credit? Poor credit? Bad Credit? No credit?


You may currently be in a difficult period. No job? No money? No credit? Bad credit? Can't get a credit card? Don't give up. If you are still looking for a credit card, there are bad credit credit cards that you can apply for.

Sometimes depending on one's circumstances at a particular time, it may be more difficult to get credit, including difficulty in getting a credit card. There are financial institutions that want your business, even if you are having financial difficulty. These financial institution believe that your financial circumstances will change in time for the better, and are usually willing to provide credit cards to you now in anticipation of your better circumstances.

Bad credit credit cards may be of value to you, in these times of your financial difficulty.

In these financial circumstances, it may be of value to you for the credit card to have no annual fee. The bad credit credit cards listed below have 'no annual fee' (as at the time of compiling this list).



Bad Credit Credit Cards:

UltraVX Visa® Card


Apply now for: UltraVX Visa® Card

Now anyone can qualify for a credit card with UltraVX Visa® . It's the only card featuring Credit-On-DemandTM which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. ¦give yourself some credit with UltraVX.

  • Credit-On DemandTM up to $25,000 credit line - Patent Pending
  • Instant Approval: no credit check, no minimum income or bank account required
  • Credit Reporting: reports to major credit bureaus
  • Clear RewardsTM American Airlines, Southwest, jetBlue, Marriot, and more¦no restrictions!
  • Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

*Patent Pending

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.90% $0.00 No Bad


Bad Credit Pre-Paid and Credit Line Credit Cards:

Millennium Advantage Pre–Paid Mastercard®


Apply now for: Millennium Advantage Pre–Paid Mastercard®

The Advantage is yours - apply for The Millennium Advantage Card TODAY! The Millennium Advantage Card is a pre-paid MasterCard® that gives you the convenience of paying bills on-line or over the telephone, making on-line purchases and using your card wherever the debit MasterCard® brand is accepted.

  • Use your card at over 900,000 ATMs and millions of locations worldwide!
  • No credit check or income verification required
  • No Chexsystem check
  • No minimal balance required!
  • Phone and On-line account access
  • Shop and pay bills on-line!

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 N/A Bad

USA Platinum Plus


Apply now for: USA Platinum Plus

The Card is an Unsecured Line of Merchandise Credit.

  • The Shopping Club offers over 14,000 products for consumers to purchase on their credit line. Shipping and processing are due at the time of order placement.
  • Upon request, credit limits increases are available to those that qualify.
  • The credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit.
  • No income requirements.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 N/A Bad

USA Gold


Apply now for: USA Gold

The Card is an Unsecured Line of Merchandise Credit.

  • The Shopping Club offers over 14,000 products for consumers to purchase on their credit line. Shipping and processing are due at the time of order placement.
  • Upon request, credit limits increases are available to those that qualify.
  • The credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit.
  • No income requirements.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 N/A Bad

USA Platinum


Apply now for: USA Platinum

The Card is an Unsecured Line of Merchandise Credit.

  • The Shopping Club offers over 14,000 products for consumers to purchase on their credit line. Shipping and processing are due at the time of order placement.
  • Upon request, credit limits increases are available to those that qualify.
  • The credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit.
  • No income requirements.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 N/A Bad

Wired PlasticTM Prepaid Visa®


Apply now for: Wired PlasticTM Prepaid Visa®

Apply for the Wired PlasticTM Prepaid Visa® Card today!

  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 N/A Bad

Eufora Elite Credit Builder Prepaid MasterCard®


Apply now for: Eufora Elite Credit Builder Prepaid MasterCard®

Eufora Elite Credit Builder Prepaid MasterCard® is the only prepaid MasterCard® with Credit Builder that helps you build or re-build your credit.

  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program
  • ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)

* See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $99.95 N/A Bad

BuyRIGHT Prepaid MasterCard® Card


Apply now for: BuyRIGHT Prepaid MasterCard®  Card

BuyRIGHT is RIGHT for you! The BuyRIGHT Prepaid MasterCard® Card can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.

  • Click-N-Pay bill payment
  • Free direct deposit
  • Free activity alerts
  • On-line money management tools
  • BuyRIGHT Rewards program

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 No Bad

All American Gold


Apply now for: All American Gold

You can get a $6000 Gold Merchandise Credit Line regardless of your credit history.

  • Approval is *guaranteed when qualifications are met.
  • The Card is an Unsecured Line of Merchandise Credit
  • The Shopping Club offers over 14,000 products for consumers to purchase on their credit line. Shipping and processing are due at the time of order placement.
  • Upon request, credit limits increases are available to those that qualify.
  • The credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit.
  • No income requirements.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 No Bad


poor credit credit cards



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Article On Using Credit Cards
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