Department store credit cards

Earn rewards when you shop.

Apply for your department store credit cards, through easy online credit card applications. These cards have 'no annual fee' so you effectively 'save' on the cost of these cards, compared to other credit cards that do have an annual fee.

What are "Department Store Credit Cards"?

Department store credit cards were initially designed for use at specific department stores, namely, at the department store issuing the credit card. The intent was a means to generate additional sales for that particular department store and increase it's loans to customers, as typically the early department store credit cards were only usable at the issuing department store. The department store gained through additional sales, as well as through the credit used on their credit cards. Through evolution in both retailing and the credit card industry, many department store credit cards are now branded credit cards, basically meaning a credit card with the specific department store name on it, but it can be used at most retail stores and not just the issuing department store. These credit cards can also be used for making online purchases, again, at most online stores and not just the issuing department store online site. (Note - Yes, there still are some department store credit cards out there, that are basically just for use at the issuing department store)

What can you get out of using a branded department store credit card?

Branded department store credit cards benefit you as the consumer, with rewards. They can open up a new world of opportunities for you with regards to shopping, at various merchants. Using a branded department store credit card can even benefit and reward you with merchandise, discounts, bonus points, and even prizes. This of course depends on the department store, the credit card, and the promotion being offered. Department stores branding with credit cards have a vested interest in attracting and enticing you to shop at their own specific department stores or through their own online web-site using their branded credit card, as they benefit through the sale of their merchandise or services. But as these are branded credit cards, the branding department stores also benefit from you using these cards at other merchants as you are using their credit be it at their own department store, or elsewhere.

Whether you are shopping at your favorite mall in your own home town or shopping online, these branded department store and other retail store credit cards can help make your shopping experience more rewarding. Check out all the fantastic rewards being offered in the credit cards listed below. If you are using a credit card anyways, then why not use a card that gives you free rewards and has no annual fee? See the listings below.

Apply online for a department store credit card today!  Easy online department store credit card applications. Apply now.

The department store credit cards listed below have 'no annual fee' (as at the time of compiling this list).

TrueEarnings(SM) from Costco and American Express Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco. No Annual Fee with your paid Costco Membership. The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card. The flexibility to pay charges over time. No Limit on the Cash Back earned. Apply Now!

Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card Earn Points for Free Bass Pro Shops merchandise. Earn 4% on every net retail purchase of Bass Pro Shops branded merchandise. Earn 2% on net retail purchases made in Bass Pro Shops retail stores, catalogs or at basspro.com.merchandise. Earn 1% on net retail purchases at over 22 million places your card is accepted. No Annual Fee Free $25 Gift Card after qualifying use(s) of your new account. Help Conservation Efforts - With each card purchase, Bass Pro Shops and the National Fish and Wildlife Foundation will make a contribution to help conservation efforts, with a guaranteed yearly contribution as high as $1.5 million, at no additional cost to you. Card issued by FIA Card Services, N.A. (USA) Apply Now!

Related to the above branded department store credit cards, also check out the branded hotel credit cards, gas station credit cards, and airline credit cards.