No Annual Fee Credit Cards.

Credit cards with no annual fee have a real benefit to most people, as it can save money (cost of the annual fee), compared to those credit cards that do have an annual fee.


Are you currently using one of "those" credit cards"? You know the kind... the boring kind that earn you no benefits or rewards... yet they still keep wanting to be used by you. Perhaps it's time to replace those boring credit cards with a new kind of credit card... the kind that is exciting... the kind that doesn't cost you an annual fee... and the kind that earns you benefits and rewards when you use them. Apply now for "no annual fee" rewards credit cards.

No annual fee rewards credit cards may sometimes seem hard to find, but really there are quite a lot available. These cards typically come with various benefits and rewards being offered depending on the card and the institution issuing the card.

For your average person, credit cards with no annual fee are the way to go, as you can save money by not having to pay an annual fee for a rewards program. There are lots of rewards programs out there now for credit cards with no annual fee. Review the featured no annual fee credit cards below, and apply today!



AMEX – BLUE CASH® from American Express


Apply now for: AMEX – BLUE CASH® from American Express

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for up to 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Express Approval. Get a decision in less than 60 seconds.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00% up to 6 months As Low As 9.99% $0.00 Yes Good

Discover® Open RoadSM Card


Apply now for: Discover® Open RoadSM Card

Apply today for the Discover® Open RoadSM Card!

  • 0% Intro APR*
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 10.99% $0.00 Yes Good

Chase – Flexible RewardsSM Platinum Visa® Card


Apply now for: Chase – Flexible RewardsSM Platinum Visa® Card

Why settle for a rewards credit card that limits your choice of rewards? With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent* and turn everyday purchases into extraordinary rewards.

  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.
  • Enjoy great rewards that you can redeem with as few as 2,500 points.
  • Save even more with a 0% Intro APR for up to 12 months* and no annual fee.

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% up to 12 months 10.99% - 19.99% $0.00 Yes Good

BP Visa® Rewards Card


Apply now for: BP Visa® Rewards Card

There's no limit to the amount of rebates you can earn! Every time you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of A BP Gift Card, a check made payable to you, or a donation to The Conservation Fund, an environmental charity.

  • 0% APR for up to 6 months
  • No Annual Fee
  • Double Rebates for two months
  • 5% rebates on all participating BP location purchases
  • 2% rebates on all eligible travel and dining purchases
  • 1% rebates on all other eligible purchases
  • No limit on rebates
  • Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund, and environmental charity*

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 13.99% - 20.99% $0.00 Yes Good

Chase PerfectCardTM


Apply now for: Chase PerfectCardTM

The Chase PerfectCardTM - Supercharge your Gas Card! Earn rewards wherever the road takes you with the Chase PerfectCard. Rebates are automatically credited toward future purchases made on your card.

  • 6% rebates on ALL gas purchases at ANY gas station for the first 90 days*
  • 3% rebates on ALL gas purchases at ANY gas station after the first 90 days*
  • 1% automatic rebates on ALL other purchases*
  • 0% Intro APR* for up to 6 months*
  • No Annual Fee

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% up to 6 months 10.99% - 19.99% $0.00 Yes Good

AMEX – Blue from American Express®


Apply now for: AMEX – Blue from American Express®

Apply for Blue from American Express® today!

  • Membership Rewards Express® program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00% up to 15 months As Low As 9.99% $0.00 Yes Good

Chase – Chase Free Cash RewardsSM Visa® Card


Apply now for: Chase – Chase Free Cash RewardsSM  Visa® Card

The Chase Free Cash RewardsSM Visa® Card gives you the extraordinary benefit of earning points for every eligible purchase and the power to choose your rewards. Redeem your points for great rewards including cash and gift certificates. The only hard decision will be how to spend your rewards!

  • Earn 1% Cash BAck for every eligible $1 spent*
  • Earn up to 10% Cash Back for shopping online at over 300 popular merchants at Chase Rewards PlusSM* (Rewards that can be redeemed for cash back will appear as points on your statement*)
  • 0% intro fixed APR for up to 12 months*
  • No Annual Fee
  • Choose between a $25 check, or a $25 gift card for every 2,500 points earned.
  • 1,000 Bonus Points after your first purchase.*

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 months 10.99% - 19.99% $0.00 Yes Good

Discover® MotivaSM Card


Apply now for: Discover® MotivaSM Card

Apply today for the Discover® MotivaSM Card!

  • Cash Rewards for your good credit management!*
  • Pay-On-Time BonusSM equal to a full month’s interest
  • 5% to 20% Cashback Bonus® at top online retailers
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • No annual fee
  • Free payment by phone

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
3.9% 6 months 10.99% $0.00 Yes Good

Discover® MoreSM Card – Clear


Apply now for: Discover® MoreSM Card – Clear

Apply today for the Discover® MoreSM Card - Clear!

  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 10.99% $0.00 Yes Good

Discover® MoreSM Card – American Flag


Apply now for: Discover® MoreSM Card – American Flag

Apply today for the Discover® MoreSM Card - American Flag!

  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 10.99% $0.00 Yes Good

Discover® MoreSM Card – Sealife Collection


Apply now for: Discover® MoreSM Card – Sealife Collection

Apply today for the Discover® MoreSM Card - Sealife Collection!

  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 10.99% $0.00 Yes Good


Don't you wish there was a way to not pay full price for gas? Don't you wish there was a way to not pay full price for travel? Don't you wish there was a way to not pay full price for a host of other things? Most people would quickly respond, "of course I wish there was a way to not pay full price for things". Well, there is a way to effectively not pay full price, or to get discounts on many things. This way is to use 'no annual fee rewards credit cards' for your purchases, and earn benefits and rewards, which often convert to discounts for various purchases.

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