Rewards Credit Cards.
When using credit cards with rewards, you can earn rewards such as points, merchandise discounts, travel, sweepstakes entries, or bonus incentives.
Credit cards with rewards, are are also known as rewards credit cards. These credit cards with rewards typically help you to earn, collect, and accumulate points. These points in turn, can be redeemed towards merchandise discounts, travel, vacations, and even sweepstakes entries. These rewards and points of course depend on the credit card, the promotion being offered, and how many reward points you have accummulated or collected, and how many you redeem. Look for no annual fee rewards credit cards. Apply online through quick and easy applications for credit cards with rewards.
Credit cards with rewards programs have been growing year after year. Why? They are beneficial to both the sponsoring company of the credit card, and the consumer. The sponsoring company benefits by you using their credit card for your purchases. You as the consumer benefit through the rewards that you can earn by using their credit card for your purchases.
If you use a credit card anyway, getting a reward or a bonus (ie. points towards something) just for using a particular credit card is a nice treat. Depending on the rewards credit card, you may be able to accumulate air or travel miles as points towards a trip somewhere. Perhaps your incentive is a new kitchen appliance, or a discount on a new car. Perhaps you enjoy getting an entry on a members only sweepstakes each time you make a purchase. There are lots of reasons and lots of uses of the rewards credit cards. You'll find that most credit cards with rewards have an easy and quick online application.
Some of these credit cards with rewards programs provide additional points when making purchases at select stores, to encourage your patronage. Check the terms and conditions for the rewards credit cards. If you can make use of these rewards credit cards programs, you may find yourself wishing that you had started earlier.
Tip - Do you know, that one of the best times to make use of a rewards credit card, is during the time that you are in the process of moving to a new home? There are numerous expenses and purchases that are generally involved with moving, where you can really rack up those rewards points.
The rewards credit cards listed below have 'no annual fee' (as at the time of compiling this list).
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AMEX – BLUE CASH® from American Express |


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- Up to 5% Cash Back with Unlimited Cash Rewards
- Earn unlimited cash back
- 0% Intro APR for up to 6 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- No Annual Fee
- Express Approval. Get a decision in less than 60 seconds.
*See website for complete terms and conditions of card usage and application disclosure.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0.00% |
up to 6 months |
As Low As 9.99% |
$0.00 |
Yes |
Good |
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Discover® Open RoadSM Card |


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Apply today for the Discover® Open RoadSM Card! - 0% Intro APR*
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
6 months |
10.99% |
$0.00 |
Yes |
Good |
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Chase – Flexible RewardsSM Platinum Visa® Card |


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Why settle for a rewards credit card that limits your choice of rewards? With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent* and turn everyday purchases into extraordinary rewards. - Merchandise - Choose from a variety of great brand name products.
- Travel - Earn airline tickets, hotel stays or car rentals.
- Cash back - Redeem 3,500 points and receive a $25 check.
- Gift cards - Get free stuff from your favorite stores and restaurants.
- Enjoy great rewards that you can redeem with as few as 2,500 points.
- Save even more with a 0% Intro APR for up to 12 months* and no annual fee.
*See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
up to 12 months |
10.99% - 19.99% |
$0.00 |
Yes |
Good |
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BP Visa® Rewards Card |


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There's no limit to the amount of rebates you can earn! Every time you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of A BP Gift Card, a check made payable to you, or a donation to The Conservation Fund, an environmental charity. - 0% APR for up to 6 months
- No Annual Fee
- Double Rebates for two months
- 5% rebates on all participating BP location purchases
- 2% rebates on all eligible travel and dining purchases
- 1% rebates on all other eligible purchases
- No limit on rebates
- Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund, and environmental charity*
*See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A |
N/A |
13.99% - 20.99% |
$0.00 |
Yes |
Good |
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Chase PerfectCardTM |


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The Chase PerfectCardTM - Supercharge your Gas Card! Earn rewards wherever the road takes you with the Chase PerfectCard. Rebates are automatically credited toward future purchases made on your card. - 6% rebates on ALL gas purchases at ANY gas station for the first 90 days*
- 3% rebates on ALL gas purchases at ANY gas station after the first 90 days*
- 1% automatic rebates on ALL other purchases*
- 0% Intro APR* for up to 6 months*
- No Annual Fee
*See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
up to 6 months |
10.99% - 19.99% |
$0.00 |
Yes |
Good |
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AMEX – Blue from American Express® |


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Apply for Blue from American Express® today! - Membership Rewards Express® program
- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
- Express Approval. Get a decision in less than 60 seconds.
*See website for complete terms and conditions of card usage and application disclosure.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0.00% |
up to 15 months |
As Low As 9.99% |
$0.00 |
Yes |
Good |
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Chase – Chase Free Cash RewardsSM Visa® Card |


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The Chase Free Cash RewardsSM Visa® Card gives you the extraordinary benefit of earning points for every eligible purchase and the power to choose your rewards. Redeem your points for great rewards including cash and gift certificates. The only hard decision will be how to spend your rewards! - Earn 1% Cash BAck for every eligible $1 spent*
- Earn up to 10% Cash Back for shopping online at over 300 popular merchants at Chase Rewards PlusSM* (Rewards that can be redeemed for cash back will appear as points on your statement*)
- 0% intro fixed APR for up to 12 months*
- No Annual Fee
- Choose between a $25 check, or a $25 gift card for every 2,500 points earned.
- 1,000 Bonus Points after your first purchase.*
*See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
12 months |
10.99% - 19.99% |
$0.00 |
Yes |
Good |
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For more rewards credit cards, check out these great resources: