Rewards Credit Cards.
When using credit cards with rewards, you can earn rewards such as points, gas discounts, merchandise discounts, travel, hotel stays, sweepstakes entries, or bonus incentives.
Credit cards with rewards, are are also known as rewards credit cards. These credit cards with rewards typically help you to earn, collect, and accumulate points. These points in turn, can be redeemed towards merchandise discounts, gas discounts, travel, vacations, hotel stays, and even sweepstakes entries. These rewards and points of course depend on the credit card, the promotion being offered, and how many reward points you have accummulated or collected, and how many you redeem. Look for no annual fee rewards credit cards so you don't end up paying for the priviledge of earning rewards. Apply online through quick and easy applications for no annual fee credit cards with rewards.
Credit cards with rewards programs have been growing year after year. Why? They are beneficial to both the sponsoring company of the credit card, and the consumer. The sponsoring company benefits by you using their credit card for your purchases. You as the consumer benefit through the rewards that you can earn by using their credit card for your purchases.
If you use a credit card anyway, getting a reward or a bonus (ie. points towards something) just for using a particular credit card is a nice treat. Depending on the rewards credit card, you may be able to accumulate air or travel miles as points towards a trip somewhere. Perhaps your incentive is a new kitchen appliance, or a discount on a new car. Perhaps you enjoy getting an entry on a members only sweepstakes each time you make a purchase. Perhaps you like to save money through earning discounts on gas or merchandise. There are lots of reasons and lots of uses of the rewards credit cards. You'll find that most credit cards with rewards have an easy and quick online application.
Some of these credit cards with rewards programs provide additional points or bonus points when making purchases at select stores, to encourage your patronage. Check the terms and conditions for the rewards credit cards. If you can make use of these rewards credit cards programs, you may find yourself wishing that you had started earlier.
Tip - Do you know, that one of the best times to make use of a rewards credit card, is during the time that you are in the process of moving to a new home? There are numerous significant expenses and purchases that are generally involved with moving, where you can really rack up those rewards points.
The rewards credit cards listed below have 'no annual fee' (as at the time of compiling this list).
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Discover® Open Road® Card |


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Apply today for the Discover® Open Road® Card! - 5% Cashback Bonus® on your first $100 in gas and auto maintenance
purchases each month – up to $1,200 in purchases each year
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
6 months for Purchases & Balance Transfers |
11.99% - 18.99% |
$0.00 |
Yes |
Good |
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Discover® MotivaSM Card |


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Apply today for the Discover® MotivaSM Card! - Pay-On-Time Bonus® equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- Free payment by phone
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 3.99% |
Purchases=6 months;Balance Transfer=12 months |
11.99% - 18.99% |
$0.00 |
Yes |
Good |
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Discover® More® Card – Clear |


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Apply today for the Discover® More® Card - Clear! - 5% Cashback Bonus®* in categories that change like travel, home improvement stores,
department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards
from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
6 months for Purchases & Balance Transfers |
11.99% - 18.99% |
$0.00 |
Yes |
Good |
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For more rewards credit cards, check out these great resources: